Section 1 — Return Projection
List price RM 632,000 · Net investment RM 600,750 after discount & rebateStructured payment plan · capital deployed progressively
GRR Phase
Year 1 – Year 3
Guaranteed Rental Return of 6.5% p.a. Paid out quarterly.
Annual GRR
RM 61,750
6.6%
SGD≈ S$18,162
Quarterly Payout
RM 15,438
SGD≈ S$4,541
3-Year Total
RM 185,250
19.9%
SGD≈ S$54,485
Profit Share MIN
Year 4 – Year 5
6.5% guaranteed floor. Whichever is higher: GRR or profit share.
Annual Return
RM 61,750
6.6%
SGD≈ S$18,162
Quarterly Payout
RM 15,438
SGD≈ S$4,541
2-Year Total
RM 123,500
13.3%
SGD≈ S$36,324
Profit Share TARGET 8%
Year 6 – Year 30
8% target return. 70:30 profit share from hotel operations.
Annual Return
RM 59,850
6.4%
SGD≈ S$17,603
Quarterly Payout
RM 14,963
SGD≈ S$4,401
25-Year Total
RM 1,496,250
160.7%
SGD≈ S$440,074
Cumulative Income at Year 5
GRR (Y1–3) + Min guaranteed (Y4–5)
RM 308,750
33.2%
SGD≈ S$90,809
Cumulative Income at Year 10
GRR (Y1–3) + returns (Y4–10)
RM 608,000
65.3%
SGD≈ S$178,824
Investor Return Summary
Year 6 exit · 3% p.a. holding premiumGBB Price
—
SGD—
Total Capital Committed
—
nett selling price after discount & rebate
SGD—
Capital Gain
—
GBB price − nett selling price
SGD—
Total Return (All Income + Capital Gain)
—
—
ROI per annum
SGD—
Bonus — Private Equity Fund (PEF)
Returns Mode
PEF Allocation
RM 25,000
Complimentary · credited at handover
Annual Return (6% avg)
RM 1,500
Paid out quarterly · projected
Quarterly Payout
RM 375
4× per year
Buyback at Year 6 (+25%)
RM 31,250
full amount is extra return · allocation was complimentary
Additional Freebies
You are receiving RM — in total additional value (~—% of property price).Total Extra Value You Receive
RM —*
Equivalent to —% of nett SPA price
You are receiving an estimated RM — in upfront value.
Included BenefitsEstimated
Complimentary Stay — 5 days × 5 years
RM 500/night RM —
RM 500/night RM —
Premium Interior Fitting by Fraser Hospitality Standard
20% of list price RM —
20% of list price RM —
SPA Legal Fees & Disbursement
2% of nett SPA price RM —
2% of nett SPA price RM —
Foreign Consent Fees & Levy
3% of nett SPA price or RM30k whichever is higher RM —
3% of nett SPA price or RM30k whichever is higher RM —
Price Advantages
5% Early Buyer Discount
RM —
2% Rebate (applied on Month 4)
RM —
Section 2 — Payment Plan
RM —/mo over — months · Total committed RM —nett SPA price
RM 950,000
List price − 5% discount
SGD≈ S$279,412
Rebate Saving
RM 19,000
2% of nett SPA price, applied on Month 4
SGD≈ S$5,588
Monthly Installment
RM 13,854
0% interest · 48 months
SGD≈ S$4,075 / mo
Total Capital Committed
RM 931,000
nett selling price after discount & rebate
SGD≈ S$273,824
| Stage | Description | Amount | Cumulative Paid |
|---|---|---|---|
| 1 |
Booking Fee
Locks in your unit · Credited toward deposit
|
RM 3,000 | RM 3,000 |
| 2 |
10% Deposit — SPA Signing
10% of nett SPA price, less RM 3,000 booking already paid
|
RM 92,000 | RM 95,000 |
| 3 |
Progressive Month 1 (5% of nett SPA price)
|
RM 47,500 | RM 142,500 |
| 4 |
Progressive Month 2 (5% of nett SPA price)
|
RM 47,500 | RM 190,000 |
| 5 |
Progressive Month 3 (5% of nett SPA price)
|
RM 47,500 | RM 237,500 |
| 6 |
Progressive Month 4 (5% of nett SPA price)
– Rebate
2% rebate of RM 19,000 offset against this month
|
RM 28,500 | RM 266,000 |
| 7 |
Balance 70% — 0% interest · commences Month 5
RM 665,000 over 48 months
|
RM 13,854 / mo | RM 931,000 |
| TOTAL CAPITAL COMMITTED | SPA RM 950,000 − Rebate RM 19,000 | RM 931,000 | |
Important Notice: All figures are based on the official sales package as presented. GRR is guaranteed by the developer for Years 1–3. Profit share projections for Years 4–30 are targets based on management forecasts and are not guaranteed. The Guaranteed Buyback option is available in Years 6–7 only, subject to terms and conditions. This calculator is for indicative purposes only and does not constitute financial or investment advice. Investors should conduct independent due diligence before committing.